Hi ___, I look forward to our meeting and to helping you with your mortgage needs! Getting you pre-approved for a mortgage BEFORE you start making offers on houses can help you save time, looking only at homes that are within your reach, and increase the chances of your offer being accepted, even in multiple offer situations (even against similar cash offers). To get you started it will be helpful, though not required, if you would please take the following steps before our meeting:

1. Fill an online application on my website – just click the Big Red Easy Button! This should only take you about 15-20 minutes to complete (if you need help, call me, or we can schedule a video conference, and I will walk you through the process). Don’t worry about filling information about your car, life insurance, debts, or anything else you’re not sure about. We can always fill in any gaps later.
2. Opt-out of pre-screened credit offers. Every time your credit gets pulled, many lenders will PAY the credit bureaus to get your information and bombard you with irrelevant offers. To avoid this, click here: https://www.optoutprescreen.com/ use the Electronic Opt-Out for 5 years option.
3. Provide a soft-Pull credit report for all borrowers by clicking here:  https://services.creditplus.com/prequal/prequal.html?tokenId=qkgCs8yF8GGJumE6e%2FbH5hjYiI0i1C4g8SyWAst7UqyruqWhxfinKNAhbB767VHr%2BrgseJQyZTF4Po3Qaqx8pSarqdA3qRIkHixm6ZPDVOk%3D – if you get a message at the end that you did not qualify for any products – ignore! It’s a bug that is being worked on, but do let me know if it’s still happening.

For your reference, CLICK HERE for a Do’s & Don’ts list, as well as a comprehensive Checklist of the most common supporting documents to complete an application file – please be ready to provide any relevant documents as needed.

Note: I am committed to providing you with a  service – to make that happen, I do need you to commit to the process – as much as possible, please provide any documentation and complete any action within 24-72 hours to avoid delays. Please DO NOT use email to send any unsecured documents that contain personal information, such as your Social Security Number! Please upload documents directly to the loan portal using the credentials you created when you filled your applicatio.

Please call, text or email us ANYTIME if you have ANY questions or concerns. I will get back to you as soon as possible. Eyal Tropen | Branch Manager & Designated Broker NMLS # 874253 Mortgage at the Speed of Life! Cell: 425-922-1055 Fax: 888-280-3222 eyal.tropen@mottomortgage.com / mortgage@tropens.com https://mortgage.tropens.com NMLS 2213911 15117 Main St. B106 Mill Creek, WA 98012 Each Office is Independently Owned, Operated and Licensed.

Residential Mortgage Loan Originator WA-MLO-874253 | Equal Housing Opportunity | MM TITAN MORTGAGE, LLC NMLS ID# 2213911 (www.nmlsconsumeraccess.org) | MM Titan Mortgage LLC is licensed by WA # MB-2213911. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.

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